For anyone looking to protection their income against accident or illness.

• benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.

• quick access to offers for high limits
• an extensive selection of options that allows for the creation of a policy suitable for the needs of each client

• doctors and dentists

• benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• benefit in the event of HIV virus or viral hepatitis virus infection
• many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.

• quick access to offers for high limits
• There is no medical questionnaire to complete or medical examination before concluding the agreement. However please note that illnesses with symptoms that occurred before the concluding of the insurance contract, as well as mental and nervous diseases, venereal diseases and HIV-related diseases are excluded. We do however offer a Needle Stick insurance as an add on for professions with HIV/hepatitis exposure.
• an extensive selection of options that allows for the creation of a policy suitable for the needs of each client

• Individuals wishing to financially protect their estate in the event of their death, to secure a loan, to protect shareholders, and protect funds against inheritance tax

• protective Life Insurance (not associated with any investment products)
• only in the event of death

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured.

• quick access to offers of high limits
• clear scope of coverage
• only two exclusions: active participation in war, and suicide of the Insured within twenty-four months from the inception date of the Insurance agreement

• Entrepreneurs and independent professionals (architects, construction engineers, auditors, accountants, doctors, dentists, tax advisers, patent attorneys, lawyers, legal advisers, bailiffs, nurses and midwives, drivers, artisans, pharmacists, sailors), individuals employed on a full-time basis

• Benefit payable following 30 days’ survival from first diagnosis of a defined critical illness
• Critical Illnesses covered: malignant cancer, heart attack, kidney failure, multiple sclerosis, stroke, coronary heart disease, organ transplant of kidney, heart, lung, pancreas, allogeneic bone marrow.
• The policy is subject to a 90 day grace period from inception of first-year policy or if period break between policies

• GBP 2,000,000 or currency equivalent

• Disappearing pre-existing condition clause
• Clear scope of coverage

• Members of the management of all joint-stock companies and limited liability companies from all industries, including the investment industry, construction industry, technology industry, as well as cooperatives, therapeutic entities, foundations, associations, including start up companies.

Corporate Management Liability Insurance

• Clause A – Directors’ and Officers’ Liability
• Clause B – Company Reimbursement
• Clause C – Employment Entity Liability
• Clause D – Entity Cover of Defence Costs
• Clause E – Fiduciary and Employee Benefits Liability
• Clause F - Securities Entity liability
• Clause G – Loss of Data and Documents

List of extensions:

• Management of an Outside Company
• Costs of investigation
• Defence Costs incurred in relation to personal injuries and/or property damages
• Costs of defence of the reputation of a Director or Officer or the Company
• Protection of assets and expenses required for avoiding imprisonment
• Fines and civil or administrative penalties
• Costs of psychological support of a Director and Officer
• Expenses related to participation of the Director and Officer in official hearings and/or court proceedings
• Costs of Critical Company Event
• Surplus Defence Costs for Directors and Officers
• Extended limitation of liability for members of managing bodies of the Company

• GBP 20,000,000 or currency equivalent

• quick access to offers of high limits
• the scope of coverage appropriate for each activity
• a wide set of additional coverages

• Professional Sports individuals and associations

• benefit in the event of loss of income due to total temporary or permanent inability to play your professional sport as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)

• Up to GBP 5,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his professional sports activities within the last 12 months before the conclusion of the insurance.

• quick access to offers of high limits
• Coverage specifically designed for professional sports players
• Medical underwriting on pre-existing conditions

• Professional enterprises such as accountants, bookkeepers, lawyers, insurance brokers, architects, engineers and a wide range of consultants

• Coverages for both compulsory and voluntary insurance
• Losses occurring or claims made

• GBP 5,000,000 or currency equivalent

• Quick access to offers of high limits
• The scope of coverage appropriate for each activity

• Entrepreneurs running businesses from all sectors, with the exception of those involved in sharing social media, adult content, software companies, Internet service suppliers, manufacturers and repairers of electronic equipment and its components, data centres, entities operating third party payments or collecting third party debts.
• Typical examples of target clients: schools and universities, hospitals and clinics, chain stores, online stores, law firms and other administrative offices, manufacturing companies (other than electronics), cooperatives, real estate administrators, car dealers, service companies, hotels, etc.

Core Sections of cover:

• Data breach incident responses (1^st Party)
• Network security, privacy and data breach liability (3^rd Party)
• Regulatory liability (1^st Party)

Optional coverages:

• Business Interruption (1^st Party)
• Data Restoration (1^st Party)
• Cyber Extortion (1^st Party)
• Media Liability (3^rd Party)
• PCI DSS Fines and Assessments (1^st Party)

Optional Extension:

• Social Engineering (1^st Party)

• GBP 5,000,000 or currency equivalent

• Global standard of Cyber Protection developed by a consortium at Lloyd's
• Clearly defined coverages
• Simple online application
• Quick access to live quoting and ability to bind online
• Breach Response Protocol and Claims supported by Local Specialist(s) in their fields

• We provide expert loss and damage motor insurance for those living and working overseas, which is not limited to UK license holders.
• Our insurance is designed to meet the needs of non-governmental organisations, charities, diplomats, aid agencies, multinational companies, international schools and expatriates, although this list is not exhaustive.

• Single car to a fleet of vehicles, for loss of, or damage to, a vehicle following collision, accidental damage, burglary, theft, or vandalism in connection with theft.
• Cover may additionally be available, on request and subject to approval, for special situations such as terrorism and hijacking.
• We are unable to provide Third Party Liability cover.

• Our products are available in every country around the globe (excluding USA and Canada), including high-risk areas and developing countries.
• We pride ourselves on our superior claims service. Should the worst happen, we have a straightforward claims procedure and a network of agents worldwide to assist you.

• In the event of an incident likely to result in a claim, a Claim Form below should be completed and emailed to motorclaims@leadenhall-eu.com or posted to us immediately. We will respond without delay.
• We deal with all claims from London and have Lloyd’s agents and a network of associates who are able to assist with claims locally.
• In the event of minor incidents, self-authorisation may be given for temporary or complete repairs where the cost does not exceed GBP 750.
• Wherever possible, we require two repair estimates. In most instances, subject to receiving all necessary information, we can authorise repairs by return. From experience, where repairs can be carried out locally, we recommend that you give your own instructions to the repairers. We will then reimburse you less the policy excess (deductible).
• The repatriation cost of a vehicle after an accident to the nearest competent repairer or safe storage, up to a maximum of GBP 500, is also covered under this insurance.
• If a vehicle is severely damaged, or stolen, we will require a police report. Please note, in respect of total loss claims, we require sight of the purchase invoice/receipt for the vehicle.